SAVING RATES CHART  (Effective June 4, 2010)
Account Name Rate Type

Minimum Opening Balance

Minimum to Earn Dividend Dividend Rate APY Dividend Declaration Date
Share Savings Variable  $25 $25   0.10% 0.10% Monthly
Checking Variable $25 $0  0.00% 0.00% Monthly
Money Market Variable

$2,500

$20,001

$20,000

& Over

0.10%

0.10%

0.10%

0.10% 

Monthly
Holiday Savings Variable $25 $25 0.10% 0.10% Monthly
IRA Share Savings Variable $50 $5       0.15%     0.15% Monthly
HSA Accounts Variable $0 $5   0.10% 0.10% Monthly
SHARE & IRA CERTIFICATES  (Effective March 11, 2013)
Account Name Rate Type Minimum Opening Balance Minimum to Earn Dividend Dividend Rate APY Dividend Declaration Date
3 Months    Fixed $1000 $1000   0.10% 0.10% Monthly
6 Months Fixed $1000 $1000   0.15% 0.15% Monthly
12 Months  Fixed $1000 $1000    0.50% 0.50% Monthly
18 Months Fixed $1000 $1000    0.50% 0.50% Monthly
24 Months Fixed $1000 $1000    0.60% 0.60% Monthly
36 Months Fixed $1000 $1000    0.70% 0.70% Monthly
48 Months      Fixed       $1000  $1000   0.70% 0.70%  Monthly 
60 Months Fixed  $1000  $1000   0.80% 0.80%  Monthly 
APY = Annual Percentage Yield. Member accounts are insured to $250,000 by the National Credit Union Administration, an agency of the Federal Government.