Savings Accounts The cornerstone of any strong and sound savings program begins with a Savings Account. At Tulare Federal, the Savings Account:

  • Earns competitive monthly dividends with a balance of just $25.00
  • Can be used as loan collateral
  • Must have a minimum balance of $25.00 that is required for Credit Union lifetime membership
  • Deposits can be made in person, by mail, by allotment or direct deposit
  • Offers flexibility with withdrawals at a branch, requested over the phone to be mailed, or by using a Tulare Federal Visa Debit Card
Money Market Accounts As excellent income building accounts, Money Market accounts are great if you are saving money for a large purchase, a remodeling project or even retirement. A Tulare Federal Money Market offers greater dividends that are earned and paid monthly.

  • A minimum balance of $2,500 to earn competitive dividends
  • The daily balance determines your rate
  • Flexibility with unlimited and no minimum term
IRA Investment Accounts If you want to earn more money for your retirement, the Individual Retirement Account (IRA) Investment Accounts have the same requirements and limitations as regular IRAs. At Tulare Federal, your IRA:

  • Minimum balance required is $5
  • Has no set up or maintenance fees
  • Allows direct deposit each pay period
  • Earns daily dividends, which are paid monthly
  • Choose from Traditional or Roth based on your special needs
Holiday Club The Holiday Club is a convenient way to budget for the holiday season. You can start saving for the holidays any time of the year. Deposit as little or as much as you would like by direct deposit or over the counter.

Heath Savings Account ( HSA) Everyone is concerned about the high costs of health care. If you’re an employer, you can do something to help by offering Health Savings Accounts (HSA) through Tulare Federal. Employees who utilize a health savings account can deposit tax-deducible funds into the HSA to cover 100% of their health plan’s deductible, as well as other qualified medical, dental, and prescription expenses. A HSA is a tax favored savings account that is combined with a qualifying high deductible health insurance plan. For more information, or to set up a HSA plan for your employees, please give us a call at 559-686-1791.