*APR = Annual Percentage Rate:Promotional rate of 3.19% is for the purchase or refinance of an auto loan from another lender until 8/31/19. All Rates and terms may change at any time and vary based on creditworthiness and collateral age. Best rates shown based on a FICO score of 720 and above. Auto loan payments will vary based on credit score, term, loan to value, equity and mileage of vehicle. Not valid for refinancing existing Tulare Federal loans. Payment example: monthly payment is $22.22 per $1,000 on a 5-year loan at 3.19% APR. Other restrictions may apply.** No payments for 90 days is for qualified borrowers.