Ride and Shine, Now is Your Time! 

Lock in new auto loan rates as low as 4.89% APR*

Auto Loans
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Auto Starter Program

Just starting out? No problem with our Auto Starter First Time Buyer Program.

  • Rates as low as 7.99% APR*
  • Terms up to 60 months
  • Minimal cash down requirements
  • Flexible approval criteria
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Recreational Vehicle Loans
  • Rates as low as 6.75% APR***
  • Terms up to 180 months
  • Competitive rates and discounts available with loyalty products
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*APR = Annual Percentage Rate. The as low as rates include a .50% discount for Auto Loans when enrolled in two of the following: TCFCU Checking, and automatic payment or direct deposit. A discounted rate may be discontinued without notice if qualifying products are canceled. Rates are not available for refinancing existing TCFCU loans. Interest rate is determined based on FICO score, age of the vehicle, term, Loan to Value, and negative trade. MBI (Mechanical Breakdown Insurance) and GAP (Guaranteed Auto Protection) available. Payment example: monthly payment is $18.83 per $1,000 on a 5-year loan at 4.89% APR. Rates are subject to change without notice. Federally Insured by NCUA.

***APR = Annual Percentage Rate. The as low as rate includes a 0.50% discount for RV, Signature and Share Secured loans when enrolled in two of the following: TCFCU Checking, and automatic payment from TCFCU account or direct deposit. A discounted rate may be discontinued without notice if qualifying products are canceled. Payment example: monthly payment is $14.32 per $1,000 on an 8-year loan at 8.25% APR.

 

Rates are not available for refinancing existing TCFCU Auto and Recreational Vehicle loans. Interest rate is determined based on FICO score, age of the vehicle, term, loan to value and negative trade. MBI (Mechanical Breakdown Insurance) and GAP (Guaranteed Auto Protection) available; excluding Utility and Horse Trailers. Other restrictions may apply.