Auto/Recreational Loans

Auto rates as low 4.59% APR*

Looking for your next adventure? It's the perfect time to buy a new car or refinance your auto loan from another lender. 

Auto Loans
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Auto Starter Program

Just starting out? No problem with our Auto Starter First Time Buyer Program.

  • Rates as low as 7.99% APR*
  • Terms up to 60 months
  • Minimal cash down requirements
  • Flexible approval criteria
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Recreational Vehicle Loans
  • Low interest rates
  • Terms up to 180 months
  • Competitive rates and discounts available with loyalty products
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*APR = Annual Percentage Rate. The as low as rates include a .50% discount for Auto Loans, Recreations Vehicles, and Personal Loans when enrolled in two of the following: Digital Banking, e-Statements, Direct Deposit, or Automatic Transfers. A discounted rate may be discontinued without notice if qualifying products are canceled. Rates are not available for refinancing existing TCFCU auto and Recreational Vehicle loans. Interest rate is determined based on FICO score, age of the vehicle, term, and Loan to Value. MBI (Mechanical Breakdown Insurance) and GAP (Guaranteed Auto Protection) available; excluding Utility and Horse Trailers. Other restrictions may apply. Rates are subject to change without notice.