Bite of Reality - A Real-life Simulation 

Through an app-based simulation, teens are given a fictional occupation, salary, credit score, spouse and a child, student loan debt, credit card debt, and medical insurance payments. The teens then walk around to various table-top stations to “purchase” housing, transportation, food, clothing, and other needs. Fortunately, the game also includes a “credit union” to help with their financial needs. ​This interactive activity will teach teens how to make financial decisions and give them a better understanding of the challenges of living on a budget. Teens will have to deal with a pushy “car salesperson” and a commission-based “realtor,” and weigh their wants versus their needs. There’s even a “Fickle Finger of Fate” that will give the students unexpected “expenses” or “windfalls”—just like in real life.

Benefits of Bite of Reality


  • Teaches teens basic money management in a fun, safe environment.
  • Simulates everyday financial challenges and situations.
  • Introduces students to valuable community partners.
  • Tulare Federal provides and facilitates Bite of Reality. 
  • Free! 

Request Bite of Reality