Home Loans

First Mortgages

Tulare Federal, along with our mortgage partners at Wescom Central Credit Union, is happy to offer home loans for both purchases and refinances. Home loans are available on primary residences, vacation homes and even rental properties.
Loan types we offer include:

  • Conventional

Equity Home Loans

Home Equity Line of Credit (HELOC)

A HELOC is a revolving line of credit that allows you to borrow from the equity in your home. As you repay the balance, you can continue to borrow as needed.

  • Rates as low as 8.50% APR*, variable
  • Loans up to 90% of your home’s appraised value
  • Revolving line of credit
  • Convenient access
Fixed Rate Second Mortgage

Also known as a Second Mortgage. It's a great option if you are looking into borrowing a fixed amount to be repaid over a specific time period.

  • Rates as low as 8.00% APR*, fixed
  • Loans up to 90% of your home’s appraised value
  • Terms up to 20 years

*APR = Annual Percentage Rate. Rates vary by loan and term. Rates and Terms may change without notification. Not everyone will qualify for the "as low as" rate.