DIVE INTO THE HOLIDAYS WITH 3.99% APR*
This holiday season, TCFCU is helping you hit the road with confidence — and savings!
For a limited time, enjoy auto loan rates as low as 3.99% APR for up to 72 months on qualifying vehicles. Whether you’re purchasing a new ride or refinancing your current one, now is the perfect moment to take advantage of this exclusive offer.
Auto Loans
- Low interest rates
- Terms up to 84 months
- $0 down financing
- Mechanical Breakdown Insurance (MBI) and Guaranteed Asset Protection (GAP) available
- On-site dealership financing available
- Find your new car today!
Auto Starter Program
Just starting out? No problem with our Auto Starter First Time Buyer Program.
- Rates as low as 7.99% APR*
- Terms up to 60 months
- Minimal cash down requirements
- Flexible approval criteria
Recreational Vehicle Loans
- Rates as low as 6.75% APR***
- Terms up to 180 months
- Competitive rates and discounts available with loyalty products
*APR = Annual Percentage Rate. The as low as rate is for autos purchased or refinanced, includes a 0.50% discount when enrolled in two of the following: TCFCU Checking, and automatic payment from TCFCU account or direct deposit. A discounted rate may be discontinued without notice if qualifying products are canceled. Payment example: monthly payment is $18.42 per $1,000 on a 5-year loan at 3.99% APR. Special rate expires December 31, 2025. Rates are subject to change.
***APR = Annual Percentage Rate. The as low as rate includes a 0.50% discount for RV loans when enrolled in two of the following: TCFCU Checking, and automatic payment from TCFCU account or direct deposit. A discounted rate may be discontinued without notice if qualifying products are canceled. Payment example: monthly payment is $19.68 per $1,000 on a 5-year loan at 6.75% APR.
Rates are not available for refinancing existing TCFCU Auto and Recreational Vehicle loans. Interest rate is determined based on FICO score, age of the vehicle, term, loan to value and negative trade. MBI (Mechanical Breakdown Insurance) and GAP (Guaranteed Auto Protection) available; excluding Utility and Horse Trailers. Other restrictions may apply.
