Auto Loans as low as 4.39% APR* + $85 Cash BACK + NO payments for 85 days!

Spring is in the air, and there's no better time to hit the road in style with our unbeatable auto loan rates starting as low as 4.39% APR*. Whether you're dreaming of a new ride or looking to refinance your existing loan from another lender, we've got you covered.

But wait, it gets even better! As a token of our appreciation for being a valued member, we're sweetening the deal with an $85 reward. That's right, $85 to fuel up your tank, treat yourself to a delicious meal, or simply tuck away for a rainy day - the choice is yours!

And the perks don't stop there. Enjoy the freedom of no payments for up to 85 days, giving you plenty of time to hit the road and enjoy your new wheels without worrying about the financials.

Auto Loans
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Auto Starter Program

Just starting out? No problem with our Auto Starter First Time Buyer Program.

  • Rates as low as 7.99% APR*
  • Terms up to 60 months
  • Minimal cash down requirements
  • Flexible approval criteria
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Recreational Vehicle Loans
  • Low interest rates
  • Terms up to 180 months
  • Competitive rates and discounts available with loyalty products
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*APR = Annual Percentage Rate. The as low rates include a .50% discount for Auto Loans when enrolled in two of the following: Digital Banking, e-Statements, Direct Deposit, or Automatic Transfers. A discounted rate may be discontinued without notice if qualifying products are canceled. Rates are not available for refinancing existing TCFCU loans. Interest rate is determined based on FICO score, age of the vehicle, term, loan to value, and negative trade. MBI (Mechanical Breakdown Insurance) and GAP (Guaranteed Auto Protection) are available. Payment example: monthly payment is $18.60 per $1,000 on a 5-year loan at 4.39% APR. No Payments for 85 days are for qualified borrowers only, and interest will accrue during the 85-day no-pay period. Cashback incentive per auto loan will be deposited into the member’s savings within 30 days after closing the loan. Rates are subject to change without notice.